Nerd Wallet Best-of Awards 2026. Awarded Best Credit Card for Airline Benefits.

Limited Time Offer

Earn Up To85,000 Bonus Miles

after qualifying activities*

$0 intro annual fee for the first year, then $150^†

Apply now

*Offer Details
^†Pricing and Terms

Offer ends 5/20/26

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

United MileagePlus Explorer Visa Signature Card

Offering over $800 in total value with benefits like:

Free first checked bag*

2 United Club one-time passes*

Over $500 in annual partner credits*

$0 intro annual fee for the first year, then $150^†

Apply now

*Offer Details
^†Pricing and Terms

Offer ends 5/20/26

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

70,000 bonus milesafter you spend $3,000 on purchases in the first 3 months your account is open.*

+ 10,000 BONUS MILESwhen you add an authorized user in the first 3 months your account is open.*

+ 5,000 BONUS MILESupon approval when you use your United agent‘s promotional code.*

Not ready to apply? We'll send you a reminder to apply later.Get email reminder ›

Earn Miles

7x total miles on United flights5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United^℠ Explorer Card.
Premier® members earn even more.*

2x mileson all other eligible United purchases*

2x mileson dining including eligible delivery services.*

2x mileson hotel stays when booked directly with the hotel.*

1x mileon all other purchases*

Travel With United

Check your first bag for free

The primary Cardmember and one companion can each check a first standard bag for free – save up to $160 per roundtrip.*

Relax before your flight by spending time in a United Club^℠

2 United Club one-time passes per year

Over a $100 value.*

Get priority boarding

Start your journey stress-free by avoiding long lines and getting early access to overhead bins.*

Unlock over $500 in credits annually

Earn a $100 United® travel credit*
Up to $100 in credits on United® Hotels purchases*
Up to $60 in credits on rideshare purchases*
Up to $120 in Instacart credits. Terms apply.*
Up to $50 in United travel credits on Avis or Budget purchases*
Up to $100 in credit on JSX purchases*

Other travel benefits

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit*

25% back on United inflight and Club premium drink purchases*

No foreign transaction fees^†

Guide to Benefits (see your purchase and travel protection benefit details)

^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

All your United Explorer Card benefits

$100 United® travel credit

Earn $100 in United® TravelBank cash after you spend $10,000 on purchases each calendar year with your United^℠ Explorer Card. You can use United TravelBank cash toward future flights on United® or United Express®.*

Up to $100 in United® Hotels credits

Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United® Hotels with your United^℠ Explorer Card, up to $100 each anniversary year.*

Up to $60 in credits on rideshare purchases

Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United^℠ Explorer Card, up to $60 each calendar year. Yearly opt-in is required.*

Up to $50 in United travel credits on Avis or Budget purchases

Receive $25 in United® TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United^℠ Explorer Card.*

Up to $120 in Instacart credits

Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United^℠ Explorer Card. Terms apply. Benefits end 12/31/27.*

Up to $100 in credit on JSX purchases annually

Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United^℠ Explorer Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag.* To learn more, visit united.com/JSX.

2 United Club^℠ one-time passes

After account opening and on each anniversary* - over a $100 value per year. For an updated list of United Club locations and any temporary closures, please visit united.com/UnitedClub.

Free first checked bag - save up to $160 per roundtrip

The primary Cardmember and one companion on the same reservation get their first standard checked bag free (up to $40 each way/person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in the reservation and purchases the tickets from United with their card (waived for flights within 90 days of account opening).* For details, visit united.com/ChaseBag.

Earn Miles